Speqly vs Payaca (2026): Different Tools, Different Budgets

This comparison is really about what kind of business you are. Payaca has repositioned as a field-service platform for scaling installation companies — its site now leads with solar, heat pump, battery and EV charger installers, with workflow automation, compliance tooling and pricing to match: £299/month entry (a 12-month introductory rate, limited to newly incorporated businesses of eight employees or fewer), standard tiers at £1,199–£3,199/month, and demos instead of trials. Speqly is a quoting tool for the general trades Payaca used to serve: from £7 per project, 14-day self-serve trial, no sales call.

All prices and positioning below were checked against payaca.com on 30 August 2026.

At a glance

	Payaca	Speqly
Entry price	£299/mo intro (eligibility-limited); £1,199+/mo standard	£7/project or £79/mo
Free trial	No — personalised demos only	14 days, 5 projects, no card
Built for	Scaling installers (solar, heat pump, battery, EV)	Sole traders and small crews, general trades
AI quoting from site photos	No	Yes
Before/after visuals	No	Yes
Workflow automation / compliance tooling	Yes, extensive	No
Xero / QuickBooks	Yes	Xero yes (draft invoice push); QuickBooks in development
Self-serve signup	No	Yes

When Payaca is the right call

You're an installation company — particularly in renewables — with office staff, multiple crews, and industry-specific compliance needs. Your problem is operations at scale: automated workflows, pipeline visibility, standardised processes. At that size, £299–£1,199/month can be justified the way you'd justify an ops hire.

When Speqly is the right call

You quote the jobs yourself. Your bottleneck is the evening spent turning a site visit into a professional quote — and the jobs lost to whoever quoted faster and looked better. Speqly turns site photos into an itemised, priced, visual proposal in about 10 minutes, and the accepted job lands in Xero as a draft invoice. At 15 quotes a month it's £79; at 3 a month it's about £24 on credits.

The maths, side by side

Payaca's standard entry (Growth, £1,199/month) is £14,388 a year. Speqly Solo is £948 a year. That's a 15x difference — not because one is 15x better, but because they're built for different businesses. And the £299 Accelerator rate is both temporary (12 months) and gated: it's for newly incorporated businesses of eight employees or fewer, founded within the last 24 months. If you're an established sole trader, you're quoted the standard tiers.

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Frequently Asked Questions

Was Payaca always this expensive?

No — it built its name serving small trades at small-trade prices. The 2026 positioning (entry at £299/month with eligibility criteria, free trial withdrawn, a renewables-installer focus — checked 30 August 2026) moved it decisively upmarket and vertical.

Can Speqly replace Payaca's job management?

No. Speqly replaces the quoting and the quote-to-invoice handoff. If you relied on Payaca's scheduling and workflows, pair Speqly with Tradify or Powered Now — the two together still cost a fraction of Payaca's standard tiers.

I'm a solar or heat pump installer — which should I pick?

If you're scaling a company in those verticals, Payaca's compliance tooling is genuinely built for you. If you're a smaller renewables outfit where quoting speed and presentation are the constraint, Speqly's photo-to-proposal flow works for your surveys too — at a hundredth of the standard-tier cost.

Stop Losing Jobs on Paperwork

Speqly turns your site photos into a professional, priced proposal in under 10 minutes — from £7 per project, no subscription, no demo call required.

Try Speqly free → speqly.com